Heat oil in pan (or if you have an instant pot use the saute setting)
Cook onions, garlic and meat until brown then place in crock pot
Add remaining ingredients and mix gently. Place crockpot on low and cook for 8 hours or high for 4 hours (for Instant pot set to slow cooker medium for 8 hours, high 4 hours or Bean/Chili setting for 30 minutes)
Serve warm with corn chips and cheese on top
It’s even better the next day as a leftover. It will keep in a sealed container in the fridge for about 3-5 days.